# Splitwise Alternative for Indian Users: Why Switch to MintiMoney?
Splitwise has been a staple for many, but for the Indian user, it often feels like an "English-first" app that doesn't quite fit our payment ecosystem.
The Problem with Splitwise in India 1. **No UPI Integration**: You still have to open GPay or PhonePe separately. 2. **Ad Clutter**: The free version is increasingly filled with irrelevant ads. 3. **No Personal Tracking**: Many Indians want to keep their personal monthly budget in the same place as their group splits.
The MintiMoney Advantage MintiMoney was designed with the Indian user at heart.
1. Instant UPI Payments When you see you owe someone ₹500, just tap 'Settle' and MintiMoney will open your preferred UPI app with the details pre-filled. No more copying VPA IDs or asking for phone numbers.
2. Group + Personal Finance Track your grocery bill (personal) and your weekend trip (group) in one app. This holistic view is something Splitwise simply doesn't offer.
3. Clean, Fast, and Native Experience a premium UI that feels like a modern SaaS product, not a legacy app from 2015.
| Compare the difference: | ||
|---|---|---|
| --------- | ----------- | ------------ |
| UPI Settlement | ✗ | ✅ |
| Personal Tracker | ✗ | ✅ |
| Ad-Free | Paid | ✅ |
[Switch to MintiMoney today](/) and experience the best expense sharing app built shared-first for India.